Essential Steps for International Students in the USA

Welcome to the USA: A Guide for International Students 🇺🇸

1. Open Your Bank Account Instantly 🏦

Upon your arrival, the first step is to open a bank account. Here’s how you can get started:

Chase Debit Card

• All you need is your I-20 and Passport. If that’s not sufficient, you can use your admission offer and rental agreement.
• I personally chose the Disney Visa Debit Card by Chase, which has an attractive interface.
• As a new account holder, you can earn a bonus of $100 by making 10 transfers or payments within 60 days.

Chase Credit Card

Once you’ve had your account for a while, consider applying for a Chase Credit Card:

• The application criteria aren’t very strict, although this credit card doesn’t offer cash back compared to others.

Bank of China Visa Credit Card

If you’re interested in credit cards with perks, I recommend the Bank of China’s Visa Credit Card, which offers 3% cashback on certain study-abroad activities. It’s fantastic! 💸

Building Credit

After some time, the credit score you build using your Chase Credit Card will allow you to apply for other cards, such as the popular BOA credit card. It’s beneficial as you can apply without the need for an SSN. I suggest that you secure the aforementioned cards first and then, after obtaining your SSN, build your credit for a year before applying for more options.

2. Secure Your Social Security Number (SSN) 🔑

Next up is obtaining your Social Security Number. Here’s what you need to do:

• Try to find an on-campus job as an F-1 student visa holder, since it only allows you to work legally within campus.
• Once you receive your first paycheck, you can apply for the Social Security Number (SSN). Note that it’s not an actual card but a small piece of paper.
• Having your SSN will make many processes in the USA significantly easier for you!

3. Getting Your Driver’s License or Non-Driver ID 🚗

Finally, consider applying for a driver’s license or, better yet, a non-driver ID:

• I highly recommend the non-driver ID for those who don’t drive. It’s the size of a bank card and has the same functions as a passport, making it convenient to carry while traveling.
• This can also be acquired for children just by providing your I-20 and passport.

Key Points to Consider

• It’s important to note that you can only apply for either a driver’s license or non-driver ID, not both at the same time. ❕
• When applying for a driver’s license, you will have two options: a standard one (valid for 4 years) or a permanent license (which expires automatically when your I-20 does).
• Since my I-20 was due to expire in a year when I applied, I opted for the standard license, which requires reactivation later on. This could be a hassle, so plan accordingly.

This guide should provide a solid foundation for your transition to life in the USA. Make the most of your journey, connections, and experiences! 🌟