Ultimate Guide to Bank Account Bonuses in the USA 💰

Are you looking to maximize your earnings through bank account bonuses in the USA? In this comprehensive guide, we will dive into the most lucrative offers available, while sharing firsthand experiences and essential tips. Let’s get started!

1. Chime Account Bonus 💵

If you open a Chime account, you can earn up to $510 through various bonuses associated with InboxDollars! Here’s how:

• Receive $200 for two transfers through Wise.
• Get $10 for 16 deposits.
• Receive $500 into your account.

Withdrawal Method: Transfer funds to your InboxDollars account using the same email linked to PayPal. Note: you can only transfer a maximum of $200 per day.

2. US Bank Business Checking 💼

After opening a US Bank Business Checking account, if you maintain a minimum balance of $25,000 within the first month and complete five transactions, you’ll earn a bonus of $900. Keep the account active for at least 60 days to qualify.

Tip: Deposit at least $25,030 within the first month to prevent a $30 monthly fee, which could lower your balance and make you ineligible for the bonus. If you do incur a fee, don’t hesitate to call customer service for a refund.

Account Opened: 12/29
First Deposit Made: 1/9 ($30,000)
Bonus Received: 3/7 ($900)

3. Bank of Hope 🚀

For a simple and rewarding experience, the Bank of Hope offers a $388 bonus when you set up a direct deposit of $1,000. Remember that maintaining account status for at least six months is essential; otherwise, the bonus will be rescinded.

Account Opened: 2/14
Real Direct Deposit: 3/12 (Tax refund)
Bonus Received: 3/18

4. Chase Business Checking 🏦

Chase offers a generous $750 bonus when you open a business checking account, maintain a minimum deposit of $20,000 within the first month, and make five transactions. Successfully navigate the application process by visiting a branch if online applications fail.

Chase provides a bonus tracker where you can monitor your task completion, making it easy to keep track of your progress.

5. Wells Fargo Saving 🏧

Wells Fargo requires applicants to visit a branch for their saving account, which requires a minimum deposit of $25 by 2/25. If you can deposit at least $25,000 within the first month and keep it for 90 days, you’ll receive a bonus of $525.

Upcoming Opportunities: March Churns 🔄

In March, my churn period will expire allowing me to open a Chase checking and savings account simultaneously. For the savings account, I plan to deposit $15,000 in the first month and maintain it for 90 days. As for the checking account, I’ll execute one direct deposit (using the Chase biz transfer) to snag a $900 bonus.

Conclusion 🌟

Taking full advantage of bank account bonuses can be a smart financial move if approached meticulously. Always ensure to read the fine print and establish accounts with banks that align with your financial habits. Start exploring these bank bonuses today, and you could be well on your way to earning extra cash while enjoying your banking experience!