Exploring the Wealthiest Towns in the USA: A Look at Prosperity and Community

According to the latest census data and authoritative rankings from Bloomberg, the USA is home to some of the wealthiest small towns, where the per capita income exceeds the national average by more than three times. Let’s delve into these exclusive locales that offer a glimpse into their affluent lifestyles.

1. Atherton, CA

💰 Median Household Income: $443,403
📍 Located in the heart of Silicon Valley, Atherton is known for its esteemed residents, including founders of tech giants like Google and Facebook. With an average home price exceeding $10 million, this area is entirely residential, devoid of commercial facilities.

2. Cherry Hills Village, CO

💰 Median Household Income: $390,224
🏔️ Situated near Denver, this affluent community is favored by executives from the energy sector and is celebrated for its natural landscapes and equestrian traditions.

3. Scarsdale, NY

💰 Median Household Income: $387,558
🏫 Known for having one of the top 10 school districts in the nation, Scarsdale is just a 30-minute commute to Manhattan, making it a desirable location for elite families.

4. Los Altos Hills, CA

💰 Median Household Income: $373,848
🎓 This community, within proximity of Stanford University, is a hub for tech moguls and boasts a stunning natural landscape with over 60% forest coverage.

5. Short Hills, NJ

💰 Median Household Income: $354,479
🛍️ Just an hour away from Manhattan, Short Hills features upscale shopping centers and top-rated private schools, making it a favorite among Wall Street’s elite.

6. Hillsborough, CA

💰 Median Household Income: $350,917
🌉 Known as the “old money” area of the San Francisco Peninsula, homes here average two acres in size, and the community is devoid of streetlights and commercial areas.

7. Darien, CT

💰 Median Household Income: $327,901
🚂 With a 40-minute commute to New York City, Darien offers a picturesque New England charm with its port and private beaches, making it an ideal community for the middle class.

8. Highland Park, TX

💰 Median Household Income: $330,703
🏫 A part of one of the top 50 public school districts in the country, Highland Park is known as the wealthy oasis of Dallas, with streets named after poets.

9. Winnetka, IL

💰 Median Household Income: $289,400
🏖️ Located on the North Shore of Chicago, Winnetka features beautiful lake views, private beaches, and a focus on both medical and educational excellence.

10. Saratoga, CA

💰 Median Household Income: $278,600
🌳 This town is a haven for tech talent from Silicon Valley and is nestled next to redwood forests, with a diverse population where over 40% are of Asian descent.

Common Traits of these Affluent Towns

  • ✅ Top educational resources (over 90% of residents hold a Bachelor’s degree or higher)
  • ✅ Within a 1-hour commute to major urban centers
  • ✅ Low crime rates and strong privacy protections

This elite list showcases not just wealth, but also the unique characteristics that make these towns desirable for affluent families seeking a blend of privacy, education, and community. As living standards soar in these areas, they continue to shape the American dream in remarkable ways.

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