Savvy Savings Hacks: How to Stretch Your Dollar in the USA 💵
During my recent trip to the supermarket, I was shocked to witness yet another wave of price hikes in the USA. Given the fantastic response to my last post on how to save money in America, I’m excited to share more tips that will help you in your quest to keep your expenses in check!
1. Master the Art of Using Credit Cards 💳
The first strategy involves leveraging credit cards to maximize rewards. While I won’t mention specific card names because there are countless posts online, I recommend that everyone should ideally hold three credit cards:
- 🔹 The first card should be dedicated to travel and related expenses.
- 🔹 The second card ought to be used for everyday spending, such as online shopping, supermarket purchases, and gas refuels.
- 🔹 The third card can serve as a complementary option based on your spending habits.
For example, I’m fortunate to have at least two credit cards that offer 5% cashback in different categories each quarter. Over the years, I’ve earned over $2000 in cashback, which is quite significant, especially for a family of three!
2. Utilize New User Discounts 🌟
Did you know that nearly every app in the USA offers special promotions for new users? It’s true! Music and video streaming services typically provide free trials, giving you the opportunity to test their offerings without spending a dime. When I first arrived in America, I took advantage of these deals everywhere!
To ensure I didn’t accidentally roll into a paid subscription, I set calendar reminders on my phone. This proactive approach means I can cancel before the trial ends, avoiding any unwanted charges. And if you forget? Just reach out to customer service; many are understanding, especially if you explain that you missed the cancellation date.
3. Unlock Extra Savings with Discount Websites 🛍️
One of my favorite discoveries is a money-saving app called Snaplii. This Canadian platform is now making waves in the US market! New users can receive a discount on their first three purchases over $20, so don’t forget to use my referral code 6BEE92 for an additional bonus.
Snaplii offers gift cards for various brands with cashback options, allowing you to earn double rewards when you purchase gift cards using your credit card. Plus, you earn points on every purchase, which can be redeemed for future gift cards. It’s like getting paid to shop!
Share Your Own Savings Tips! 💬
What are some of your favorite money-saving hacks? I’d love to hear your thoughts and suggestions in the comments below. Every bit helps us stretch our dollars further. Happy saving! #NorthAmericaSavings #SnapliiGiftCards #SavingIsSmart #MoneyManagement